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The Insurance Suite OS

Welcome to your new digital headquarters.

While the Skandage Website Suite handles your public-facing marketing and lead capture, the Insurance Suite is your private, offline desktop and mobile operating system. It's built to handle the actual work of running an advisory practice: tracking your book of clients, planning appointments, modelling CPF and retirement numbers, comparing funds and ILP schemes, and putting together a client-ready proposal — without any of it leaving your device.

100% Local. 100% Secure. Your client database is a single encrypted SQLite file (.skandb) that lives on your own hard drive, not on a Skandage server. Nothing about a client's name, NRIC, or policy details is ever uploaded anywhere unless you choose to sync it — see Sync & Backup for how that works if you use more than one device.


Core Modules

  • Client Vault — Your entire book, imported from PDFs, CSV, or Excel, with a guided duplicate-merge tool so nothing gets messy.
  • Map — See every client on a live map of Singapore, clustered and sorted by distance from wherever you're looking.
  • CRM & Engagement — Birthday and policy-review reminders, plus one-click WhatsApp broadcasts.
  • Proposal Engine — A twelve-module suite covering everything from the cover page to CPF retirement modelling to a premium financing simulator, built to produce one client-ready pack.
  • Fund Explorer — Live NAV tracking across multiple insurers, XIRR calculations, and a fund switch simulator for "what if we'd switched" conversations.
  • ILP Comparison — Line up two ILP schemes side by side across six insurers and adjust assumptions independently.
  • Market Intelligence — World indexes, a full S&P 500 sector heatmap, and fund price alerts, all inside the app.

Getting Started

New to Skandage? Start with Getting Started to activate the app, then head to The Client Vault & Map to bring your book of business in.